Buying a home is one of the most significant financial and personal decisions most people make. While many buyers come prepared with common questions about price, location, and financing, there are other important topics that often go unasked—but can have a lasting impact on satisfaction and value. Understanding these lesser-known factors can make the homebuying process smoother and more strategic, especially in a competitive market like Burlingame, CA real estate. Below are some of the top homebuyer questions you may not know to ask—but absolutely should.
What’s included in the sale?
It’s easy to assume that everything you see during a showing is part of the purchase, but that’s not always the case. Appliances, fixtures, and even window treatments may or may not be included, depending on the seller’s disclosure and contract terms. Before making an offer, ask for a detailed list of what stays with the home.
How long has the home been on the market?
Time on the market tells more than just how quickly homes are selling. A property listed for several months may raise questions about pricing, condition, or buyer perception. In Burlingame’s competitive real estate environment, homes that linger may be overpriced or may have had previous deals fall through. Ask your agent to look into the home’s listing history.
What’s the seller’s motivation for moving?
While this question isn’t always answered directly, it can reveal helpful insights. A seller relocating for work or downsizing might be motivated to close quickly, potentially giving buyers leverage in negotiations. Conversely, a seller with no pressing timeline may hold firm on price. Your agent can often uncover this information through professional communication with the seller’s representative, helping you align your offer accordingly.
Are there any upcoming developments or zoning changes nearby?
Future construction, rezoning, or infrastructure projects can greatly affect property value and neighborhood character. Buyers in Burlingame should ask about proposed developments, such as new commercial centers or transportation changes, as they can influence both quality of life and long-term appreciation.
What are the average utility costs and property taxes?
A home’s purchase price is only part of the financial picture. Ongoing expenses such as property taxes, utilities, and maintenance can vary widely and impact overall affordability. Burlingame, located in San Mateo County, has property tax rates that typically range around 1% of assessed value, but other fees may apply. Request recent utility bills and tax statements from the seller or listing agent to get an accurate estimate of monthly costs.
Has the home had any major repairs or renovations?
Past renovations and repair work can affect a property’s condition, value, and even future maintenance needs. Ask for documentation of any work completed, including permits, warranties, and contractor details. This information can reveal the quality of previous work and whether it meets current building codes. A qualified home inspector and experienced agent can help identify any red flags.
How old are the major systems and the roof?
Replacing key systems such as the HVAC, water heater, or roof can be costly. Understanding the age and expected lifespan of these components helps you plan for future expenses. For example, most roofs last about 20 to 30 years, depending on materials, while HVAC systems typically need replacement every 10 to 15 years. Knowing this upfront gives you a clearer view of what maintenance might be coming in the next few years.
What is the neighborhood’s parking situation?
In Burlingame, where many homes are located on narrow streets or within established neighborhoods, parking can be limited. Ask whether the property includes off-street parking or garage access, and find out if street parking requires permits.
What is the internet and cell service like in the area?
Reliable connectivity is essential for remote work, streaming, and general communication. Not all neighborhoods have equal access to high-speed internet or strong cell service. Before closing, check service availability from local providers. Some older areas or hillside neighborhoods in Burlingame may have limited options or slower speeds, which could affect convenience and future buyer interest.
What contingencies should I include in my offer?
Contingencies protect buyers if something unexpected arises during the transaction—such as financing issues, inspection findings, or appraisal discrepancies. While some buyers waive contingencies to make their offer more competitive, doing so can increase risk. Your agent can help you strike a balance between competitiveness and protection, advising on which contingencies make sense based on your financial position and the home’s condition.
Are there any noise or traffic concerns?
Noise from nearby highways, schools, or flight paths can affect day-to-day comfort and long-term enjoyment of your home. Visit the property at different times of day and on weekends to get a sense of the typical noise levels and traffic flow.
What’s the neighborhood’s resale potential?
Even if you plan to stay for years, understanding resale value is an important part of any purchase. Factors such as school quality, neighborhood demand, and planned city improvements all contribute to long-term property appreciation. Being informed helps ensure your investment aligns with your financial goals. Ask your agent for comparable sales data and market trend reports.
How competitive is the local market right now?
Burlingame’s real estate market has historically been competitive, with limited inventory and high demand. Ask your agent for recent statistics, including average days on market and list-to-sale price ratios. Understanding current market dynamics helps you make informed decisions about offer timing, pricing, and negotiation flexibility.
What should I know about homeowners insurance in this area?
Insurance costs vary by location and property type. Factors such as proximity to the coast, age of the home, and risk of natural hazards (like earthquakes) can influence premiums. Before committing to a property, request quotes from multiple insurers to understand the potential range of costs and coverage requirements.
About The Palermo Properties Team
Led by Mark Palermo, The Palermo Properties Team approaches every client relationship with dedication and professionalism. The team combines extensive experience in sales and technology with Mark’s strong background in marketing, advertising, and public relations to help clients cut through a crowded housing market and achieve results quickly.
Their wide-ranging expertise allows them to deliver comprehensive marketing strategies, advanced technical resources, responsive customer service, and skilled negotiation. Clients can be confident they’re working with a team fully committed to achieving their real estate goals.
If you're looking to buy or sell a home or have any questions about the Burlingame, CA real estate market, contact
The Palermo Properties Team today.
